BNPL Crackdown (UK): New FCA rules take effect today, forcing buy now pay later lenders to run affordability checks, give clearer repayment info, support customers in trouble, and let eligible complaints go to the Financial Ombudsman—aimed at protecting the 10.9M UK adults using BNPL. Savings Boost (UK): Bank of Scotland launched a new Monthly Saver paying a fixed 8% interest (up to £120 a year) for eligible current-account holders saving £25–£250 monthly. Retirement Planning (US): Social Security calculators are getting attention again, with planners stressing they’re not just for a benefit estimate—claiming age can affect taxes, withdrawals, spousal benefits, and survivor income. Inheritance Warning (UK): A family says a lifetime mortgage left relatives with far less than expected after interest growth and lender pressure, highlighting how equity-release costs can compound. Wealth Transfer (US): Warren Buffett says he’ll give away his entire Berkshire stake by 2034, targeting at least ~$17B a year to finish on a schedule. Private Banking Funding: Halo Fund led a $70M investment into Flex’s AI-native private banking platform, aiming to expand services for middle-market and high-net-worth owners. Public Safety (India): Mumbai residents raised alarms after another open manhole was spotted without barricades, renewing scrutiny of civic negligence. Environmental Health (Indonesia): A study finds 52% of Jakarta schools sit within 5 km of documented contaminated sites, with private schools disproportionately exposed.